Digital Services for Websites, Apps and Agents

Recharge & Utility API Integration

Bring 19 recharge and bill-payment services into your website, app or agent portal. Connect mobile, DTH, FASTag, utility bills, finance and insurance payments through a clear service-selection and transaction-tracking journey.

19 recharge and payment services Four organised service categories Clear transaction status
19 ServicesRecharge and bill payments
4 CategoriesEasy service selection
ReviewPlan, bill and account details
TrackFinal transaction status
One Connected Service Journey

What Is Recharge and Utility API Integration?

Recharge and utility API integration connects your website, mobile app or agent portal to recharge and bill-payment services. The SRDV service menu covers 19 options across Recharges, Bills & Utilities, Finance & Insurance, and More. Users select a service, enter the required account details and track the provider transaction result.

SRDV Technologies can add these services to a travel portal or scope an integration for your existing platform. The work covers the customer journey, provider connection and agreed operations controls. Operator lookup, plan lookup and bill fetch are reviewed separately because availability and charges vary by provider.

Recharges Bills & utilities Finance & insurance More payments
All Recharges and Bill Payments

19 Services Across Four Categories

Explore the recharge and payment options in the SRDV service menu. The operators, billers and institutions available within each service depend on your configured provider access.

Recharges

Mobile, television and FASTag recharge services.

  • Mobile
  • DTH
  • FASTag
  • Cable TV

Bills & Utilities

Household, connectivity and local service bills.

  • Electricity
  • Broadband
  • Landline
  • Piped Gas
  • LPG Cylinder
  • Water
  • Municipal Tax
  • Housing Society

Finance & Insurance

Payments towards existing policies, loans and credit card bills.

  • Insurance Premium
  • Loan EMI
  • Credit Card Bill

More

Additional subscription, institution and membership payments.

  • Subscriptions
  • Education Fees
  • Hospital
  • Clubs & Associations

Choose the service first, then review its supported billers, required account details, amount and applicable charges. Transaction confirmation follows the final provider response.

Core Capabilities

Recharge and Bill Payment API Capabilities

Choose the functions your platform needs. Each feature is implemented against the documentation and permissions available from your selected provider.

02

Wallet-based Payment Flow

Connect the configured wallet and payment-request journey. Show the amount and applicable charges before confirmation, and keep the wallet record linked to the provider transaction reference.

03

Account Details and Bill Review

Guide users through the customer, subscriber or account identifiers required by each biller. Present returned bill details and the payable amount where available before sending the request.

04

Operator and Plan Lookup

Help users identify supported operators and view available recharge plans where the provider offers these APIs. Operator detection and plan fetch can have separate charges.

05

Bill Fetch and Validation

Fetch bill details or validate account information when required or supported by the biller. Let users review the returned bill information and applicable charges before payment.

06

Status and Transaction Records

Keep unique request references and use supported status checks or callbacks to update pending, successful and failed transactions. Include receipts and operational reports in the agreed scope.

From Service Selection to Final Status

How Does Recharge and Bill Payment Integration Work?

Recharge and utility bills follow different provider workflows. The interface guides users through the steps required for their selected service.

Recharge and Utility API Integration by SRDV Technologies for mobile recharge, DTH and utility bill payments
Connect supported recharge and bill-payment services with your website, app or agent portal.

1. Select the Service

Choose one of the 19 services from Recharges, Bills & Utilities, Finance & Insurance, or More. Load the available operators or billers and collect the required account details.

2. Review the Plan or Bill

Look up an available recharge plan or fetch and validate the bill where supported. Show the amount, relevant details and any applicable service charges for confirmation.

3. Send the Payment Request

Follow the agreed payment and provider-funding flow. Record a unique transaction reference and send the recharge or bill-payment request after the required checks.

4. Track and Reconcile

Use the provider response and supported status-check or callback workflow to confirm the result. Give your operations team the references needed to investigate unresolved transactions.

A successful payment collection does not by itself confirm a recharge or bill payment. Keep uncertain responses pending and check the provider status before deciding whether another request is appropriate.

Designed Around Your Users

Benefits for Travel Portals, Agents and Customer Apps

Bring everyday services into the platform your customers or agents already use, with clear access and operational controls.

Travel and White Label Portals

Add selected recharge and bill-payment modules alongside your travel services. Keep your branding and agree which features belong in the portal package.

Explore white label portal modules

B2B Agent Networks

Plan agent access, transaction history and agreed pricing or commission controls around your operating model. Commercial margins depend on your provider agreement.

Explore B2B agent portals

Existing Websites and Apps

Extend your existing product after a compatibility review. Scope the customer interface, API connection and administrative records your team needs.

Delivery Roadmap

Our Recharge and Utility API Integration Process

A scoped delivery process connects your customer experience, provider APIs and daily operations.

01

Review Requirements

Confirm your platform, users, service categories, provider access and documentation.

02

Design the Journey

Plan account fields, plan or bill review, charges, payment steps and transaction-status messages.

03

Integrate and Test

Build the agreed flows and test validation errors, pending results, timeouts and status updates using approved test access.

04

Launch and Handover

Complete provider and business checks, prepare live configuration and agree monitoring and support responsibilities.

Practical Development and Handover

Why Choose SRDV Technologies?

We connect the provider workflow with your platform and the team that manages it.

Platform and API Planning

Review your services, users, provider documentation and existing system before defining the integration scope.

Clear Transaction Handling

Plan validation, request references and pending-status handling together with customer messages and operational records.

Testing and Ongoing Care

Agree test cases, business acceptance, handover and maintenance responsibilities. Define how provider changes and transaction enquiries will be handled.

Know What Your Proposal Includes

Provider Access, Integration Costs and Support

Development, service access and transaction charges are separate parts of your project.

Access and Available Services

Confirm onboarding, documentation and enabled services with your chosen provider. A payment gateway account alone should not be assumed to include recharge or bill-payment API access.

  • Check the required operators, billers and categories.
  • Confirm any BBPS/Bharat Connect arrangement with the provider.
  • Verify whether a test environment is available for each service.
  • Agree provider funding and transaction limits.

Pricing and After-launch Operations

The estimate depends on your platform, sales channels, payment flow and reporting requirements. Supplier terms and fees are confirmed separately.

  • Operator lookup and plan fetch have separate charges in the SRDV offering.
  • Confirm bill-fetch and per-transaction charges with the provider.
  • Agree how failed, pending and refund cases are reviewed.
  • Define support hours, API maintenance and customer support ownership.
Frequently Asked Questions

Recharge and Utility API Integration FAQs

Practical answers about service access, development scope, charges and transaction handling.

Need help defining the right scope?Share your users, services and current operating process with our team.
What is recharge and utility API integration?

It connects a website, app or agent portal to recharge and bill-payment services. SRDV groups its 19 services into Recharges, Bills & Utilities, Finance & Insurance, and More, with a flow for entering account details, reviewing the amount and tracking transaction status.

Which recharge and bill-payment services can be included?

The service menu includes 19 options: Mobile, DTH, FASTag, Cable TV, Electricity, Broadband, Landline, Piped Gas, LPG Cylinder, Water, Municipal Tax, Housing Society, Insurance Premium, Loan EMI, Credit Card Bill, Subscriptions, Education Fees, Hospital, and Clubs & Associations. Available billers and operators depend on your provider access.

Can users pay from their wallet?

The SRDV recharge and bill-payment menu uses a wallet-based payment flow. Your integration scope confirms the wallet setup, funding method, applicable charges and transaction records. A wallet debit alone does not establish the final provider status.

Are piped gas and LPG cylinder payments separate services?

Yes. Piped Gas and LPG Cylinder appear as separate services. Each uses its own supported billers and the consumer or account details required for that payment.

What is the role of BBPS or Bharat Connect?

BBPS, also known as Bharat Connect, supports bill payments through participating service providers. Your available billers and onboarding arrangements are confirmed with the provider. SRDV Technologies supplies the agreed technical integration and does not grant participation rights.

Can these services be added to my existing travel portal or app?

Yes, subject to a technical review and approved provider access. SRDV already lists recharge and utility services among its white label portal options. The proposal confirms the modules and workflows included for your platform.

Are operator detection and recharge plans included in the base API?

Operator lookup and plan fetch have separate charges in the SRDV offering. Availability, provider fees and any bill-fetch charges are confirmed during scope review; they should not be assumed to be included in a base recharge connection.

Does every utility bill need a bill-fetch step?

No. Bill fetch or validation can be required, optional or unsupported depending on the biller and provider documentation. The integration follows those rules and collects the account fields needed for the selected biller.

How are pending or failed transactions handled?

Store the request reference and use supported provider status checks or callbacks to establish the final result. An interrupted response does not prove failure. The operating process should prevent an uncertain transaction from being blindly submitted again.

Can I use my existing payment gateway for recharge services?

Payment collection and recharge fulfilment are separate connections. An existing gateway can be reviewed for the collection step, while the recharge or bill-payment provider controls service fulfilment, funding requirements and final status.

Can you add agent commissions, transaction reports and receipts?

These portal controls can be scoped around your business rules and provider responses. Commission rates, margins, settlement and transaction charges come from the applicable commercial arrangement; they are not guaranteed by API integration.

What does integration cost and how long does it take?

An estimate follows a review of your platform, provider access, selected services, payments and testing requirements. Provider fees and optional lookup services are separate. Delivery also depends on test access, onboarding and business acceptance.

Are refunds automatic for every failed recharge or bill payment?

Do not assume an automatic or immediate refund. Refunds and reversals depend on the final provider status, funding arrangement and payment collection process. Agree who investigates the transaction and communicates the outcome to the customer.

Plan your next travel technology product

Ready to Add Recharge and Bill Payments?

Share your website or app, required services, user types and provider access status. We will review a practical integration scope and quotation.

Request an Integration Quote
Why SRDV Technologies

Travel Technology Built Around Your Business

From API integration to complete booking platforms, we combine travel-industry expertise, scalable engineering and dependable support.

Travel-first ExpertiseSolutions shaped by real travel business workflows.
Integrated EcosystemReady supplier APIs and reliable connections.
Scalable ArchitectureTechnology that grows with your bookings.
Security & QualityCarefully tested and secure development.
Dedicated SupportExpert help before and after your launch.
Start a Conversation

Let’s Build Your Travel Platform

Share your requirement and our travel technology expert will connect with you shortly.

Your details are secure and never shared.

Cloud ecosystem

Our Cloud Partners

Secure, scalable cloud infrastructure for travel technology.